/* ===== RESET & BASE ===== */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    --terra-50: #faf5f2;
    --terra-100: #f3e8e1;
    --terra-200: #e8cec0;
    --terra-300: #d4a58a;
    --terra-400: #c48560;
    --terra-500: #b85a38;
    --terra-600: #a34d30;
    --terra-700: #8a402a;
    --terra-800: #703525;
    --terra-900: #5a2c20;
    --sand-50: #fdfcfa;
    --sand-100: #faf8f4;
    --sand-200: #f2ede5;
    --sand-300: #e8dfcf;
    --sand-400: #d4c4a8;
    --sand-500: #b8a482;
    --sand-600: #9c8568;
    --sand-700: #7d6852;
    --sand-800: #635242;
    --sand-900: #504136;
    --blue-900: #0f1c2e;
    --blue-800: #1a2d45;
    --blue-700: #243a56;
    --blue-600: #2e4a6b;
    --blue-500: #3d5f85;
    --blue-400: #5a7fa3;
    --neutral-950: #0a0a0a;
    --neutral-900: #141414;
    --neutral-800: #212121;
    --neutral-700: #333333;
    --neutral-600: #4a4a4a;
    --neutral-500: #666666;
    --neutral-400: #888888;
    --neutral-300: #aaa8a5;
    --neutral-200: #d4d0ca;
    --neutral-100: #ece8e2;
    --neutral-50: #f7f5f2;
    --white: #ffffff;
    --font-display: 'Playfair Display', Georgia, serif;
    --font-body: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    --radius-sm: 4px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;
    --shadow-sm: 0 1px 2px rgba(0,0,0,0.06), 0 1px 3px rgba(0,0,0,0.08);
    --shadow-md: 0 4px 6px rgba(0,0,0,0.06), 0 4px 12px rgba(0,0,0,0.08);
    --shadow-lg: 0 8px 16px rgba(0,0,0,0.08), 0 8px 24px rgba(0,0,0,0.1);
    --shadow-xl: 0 16px 32px rgba(0,0,0,0.1), 0 16px 48px rgba(0,0,0,0.12);
    --transition-fast: 150ms ease;
    --transition-base: 250ms ease;
    --transition-slow: 400ms ease;
}

html {
    scroll-behavior: smooth;
    -webkit-text-size-adjust: 100%;
    font-size: 16px;
}

body {
    font-family: var(--font-body);
    font-size: 1rem;
    line-height: 1.65;
    color: var(--neutral-800);
    background-color: var(--sand-50);
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

button {
    font-family: inherit;
    cursor: pointer;
    border: none;
    background: none;
}

ul, ol {
    list-style: none;
}

address {
    font-style: normal;
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4 {
    font-family: var(--font-display);
    font-weight: 600;
    line-height: 1.2;
    color: var(--neutral-900);
}

.section-label {
    display: inline-block;
    font-family: var(--font-body);
    font-size: 0.75rem;
    font-weight: 600;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--terra-600);
    margin-bottom: 12px;
}

.section-title {
    font-size: clamp(1.75rem, 4vw, 2.75rem);
    margin-bottom: 20px;
    color: var(--neutral-900);
}

.section-sub {
    font-size: 1.1rem;
    color: var(--neutral-600);
    max-width: 640px;
    line-height: 1.7;
}

/* ===== BUTTONS ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 28px;
    font-family: var(--font-body);
    font-size: 0.9375rem;
    font-weight: 500;
    border-radius: var(--radius-md);
    transition: all var(--transition-base);
    white-space: nowrap;
}

.btn-primary {
    background: var(--terra-500);
    color: var(--white);
    border: 2px solid var(--terra-500);
}

.btn-primary:hover,
.btn-primary:focus-visible {
    background: var(--terra-600);
    border-color: var(--terra-600);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.btn-ghost {
    background: transparent;
    color: var(--white);
    border: 2px solid rgba(255,255,255,0.5);
}

.btn-ghost:hover,
.btn-ghost:focus-visible {
    background: rgba(255,255,255,0.1);
    border-color: var(--white);
}

.btn-tertiary {
    background: var(--sand-200);
    color: var(--neutral-800);
    border: 2px solid var(--sand-300);
}

.btn-tertiary:hover,
.btn-tertiary:focus-visible {
    background: var(--sand-300);
    border-color: var(--sand-400);
}

.btn-full {
    width: 100%;
}

/* ===== HEADER ===== */
.site-header {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(253, 252, 250, 0.92);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--sand-200);
    transition: box-shadow var(--transition-base);
}

.site-header.scrolled {
    box-shadow: var(--shadow-md);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 72px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 12px;
    text-decoration: none;
}

.logo-mark {
    width: 40px;
    height: 40px;
    background: var(--terra-500);
    color: var(--white);
    font-family: var(--font-display);
    font-weight: 700;
    font-size: 0.875rem;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-md);
    letter-spacing: 0.02em;
}

.logo-text {
    display: flex;
    flex-direction: column;
    line-height: 1.2;
}

.logo-name {
    font-family: var(--font-display);
    font-size: 1rem;
    font-weight: 600;
    color: var(--neutral-900);
}

.logo-sub {
    font-size: 0.75rem;
    color: var(--neutral-500);
    letter-spacing: 0.04em;
}

.main-nav {
    display: flex;
    align-items: center;
}

.nav-list {
    display: flex;
    align-items: center;
    gap: 4px;
}

.nav-list a {
    padding: 8px 16px;
    font-size: 0.9375rem;
    font-weight: 450;
    color: var(--neutral-700);
    border-radius: var(--radius-sm);
    transition: color var(--transition-fast), background var(--transition-fast);
}

.nav-list a:hover {
    color: var(--terra-600);
    background: var(--terra-50);
}

.nav-cta {
    margin-left: 8px;
    padding: 10px 20px !important;
    background: var(--terra-500) !important;
    color: var(--white) !important;
    border-radius: var(--radius-md) !important;
    font-weight: 500 !important;
}

.nav-cta:hover {
    background: var(--terra-600) !important;
    color: var(--white) !important;
}

.nav-toggle {
    display: none;
    width: 44px;
    height: 44px;
    align-items: center;
    justify-content: center;
    border-radius: var(--radius-md);
    transition: background var(--transition-fast);
}

.nav-toggle:hover {
    background: var(--sand-200);
}

.hamburger {
    position: relative;
    width: 20px;
    height: 14px;
    display: block;
}

.hamburger::before,
.hamburger::after,
.hamburger span {
    content: '';
    position: absolute;
    left: 0;
    width: 100%;
    height: 2px;
    background: var(--neutral-700);
    border-radius: 1px;
    transition: all var(--transition-base);
}

.hamburger::before { top: 0; }
.hamburger span { top: 6px; }
.hamburger::after { bottom: 0; }

.nav-toggle[aria-expanded="true"] .hamburger::before {
    transform: rotate(45deg);
    top: 6px;
}

.nav-toggle[aria-expanded="true"] .hamburger span {
    opacity: 0;
}

.nav-toggle[aria-expanded="true"] .hamburger::after {
    transform: rotate(-45deg);
    bottom: 6px;
}

/* ===== HERO ===== */
.hero {
    position: relative;
    min-height: 100vh;
    min-height: 100dvh;
    display: flex;
    align-items: center;
    overflow: hidden;
    background: var(--blue-900);
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: 0;
}

.hero-bg img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    object-position: center;
}

.hero-overlay {
    position: absolute;
    inset: 0;
    background: linear-gradient(
        135deg,
        rgba(15, 28, 46, 0.88) 0%,
        rgba(26, 45, 69, 0.82) 40%,
        rgba(46, 74, 107, 0.72) 100%
    );
}

.hero-content {
    position: relative;
    z-index: 1;
    padding: 120px 24px 80px;
    max-width: 1200px;
    margin: 0 auto;
    width: 100%;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 8px 16px;
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.2);
    border-radius: 100px;
    color: rgba(255,255,255,0.85);
    font-size: 0.8125rem;
    font-weight: 500;
    letter-spacing: 0.04em;
    margin-bottom: 32px;
    backdrop-filter: blur(4px);
}

.hero-headline {
    font-size: clamp(2rem, 5vw, 3.5rem);
    font-weight: 700;
    color: var(--white);
    line-height: 1.15;
    max-width: 820px;
    margin-bottom: 24px;
}

.hero-headline em {
    font-style: italic;
    color: var(--terra-300);
}

.hero-sub {
    font-size: clamp(1.0625rem, 2vw, 1.25rem);
    color: rgba(255,255,255,0.78);
    max-width: 600px;
    line-height: 1.75;
    margin-bottom: 40px;
}

.hero-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 16px;
    margin-bottom: 64px;
}

.hero-trust {
    display: flex;
    flex-wrap: wrap;
    gap: 32px;
}

.trust-item {
    display: flex;
    align-items: center;
    gap: 10px;
    color: rgba(255,255,255,0.85);
    font-size: 0.9375rem;
    font-weight: 450;
}

.trust-item svg {
    color: var(--terra-400);
    flex-shrink: 0;
}

/* ===== INTRO ===== */
.intro {
    padding: 100px 0;
    background: var(--sand-50);
}

.intro-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.intro-text p {
    color: var(--neutral-600);
    margin-bottom: 16px;
    font-size: 1.0625rem;
    line-height: 1.8;
}

.intro-text p:first-child {
    font-size: 1.125rem;
    color: var(--neutral-700);
}

.intro-image {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.intro-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

/* ===== SERVICES ===== */
.services {
    padding: 100px 0;
    background: var(--white);
}

.section-header {
    text-align: center;
    margin-bottom: 64px;
}

.section-header .section-sub {
    margin: 0 auto;
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    padding: 36px 28px;
    background: var(--sand-50);
    border: 1px solid var(--sand-200);
    border-radius: var(--radius-lg);
    transition: all var(--transition-base);
}

.service-card:hover {
    background: var(--white);
    border-color: var(--terra-200);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.service-icon {
    width: 56px;
    height: 56px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: var(--terra-50);
    border: 1px solid var(--terra-100);
    border-radius: var(--radius-md);
    color: var(--terra-600);
    margin-bottom: 20px;
    transition: all var(--transition-base);
}

.service-card:hover .service-icon {
    background: var(--terra-500);
    border-color: var(--terra-500);
    color: var(--white);
}

.service-card h3 {
    font-family: var(--font-body);
    font-size: 1.0625rem;
    font-weight: 600;
    color: var(--neutral-900);
    margin-bottom: 10px;
}

.service-card p {
    font-size: 0.9375rem;
    color: var(--neutral-600);
    line-height: 1.7;
}

/* ===== APPROACH ===== */
.approach {
    padding: 100px 0;
    background: var(--blue-900);
}

.approach-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 64px;
    align-items: center;
}

.approach-image {
    border-radius: var(--radius-xl);
    overflow: hidden;
    box-shadow: var(--shadow-xl);
}

.approach-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.approach-content .section-label {
    color: var(--terra-400);
}

.approach-content .section-title {
    color: var(--white);
}

.approach-content > p {
    color: rgba(255,255,255,0.7);
    font-size: 1.0625rem;
    line-height: 1.8;
    margin-bottom: 40px;
}

.approach-list {
    display: flex;
    flex-direction: column;
    gap: 28px;
}

.approach-item {
    display: flex;
    gap: 20px;
    align-items: flex-start;
}

.approach-num {
    flex-shrink: 0;
    width: 36px;
    height: 36px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: var(--font-display);
    font-size: 0.875rem;
    font-weight: 700;
    color: var(--terra-400);
    border: 1px solid var(--terra-700);
    border-radius: var(--radius-sm);
    margin-top: 2px;
}

.approach-item h4 {
    font-family: var(--font-body);
    font-size: 1rem;
    font-weight: 600;
    color: var(--white);
    margin-bottom: 4px;
}

.approach-item p {
    font-size: 0.9375rem;
    color: rgba(255,255,255,0.6);
    line-height: 1.7;
}

/* ===== ABOUT ===== */
.about {
    padding: 100px 0;
    background: var(--sand-100);
}

.about-content {
    max-width: 800px;
    margin: 0 auto;
    text-align: center;
}

.about-content .section-label {
    margin-bottom: 16px;
}

.about-content .section-title {
    margin-bottom: 28px;
}

.about-content p {
    font-size: 1.0625rem;
    color: var(--neutral-600);
    line-height: 1.85;
    margin-bottom: 16px;
}

/* ===== INSURANCE ===== */
.insurance {
    padding: 100px 0;
    background: var(--white);
}

.insurance-inner {
    display: grid;
    grid-template-columns: 1.2fr 1fr;
    gap: 64px;
    align-items: center;
}

.insurance-content .section-title {
    margin-bottom: 20px;
}

.insurance-content p {
    font-size: 1.0625rem;
    color: var(--neutral-600);
    line-height: 1.8;
    margin-bottom: 12px;
}

.insurance-content strong {
    color: var(--neutral-800);
}

.insurance-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.ins-feature {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 20px;
    background: var(--sand-50);
    border: 1px solid var(--sand-200);
    border-radius: var(--radius-md);
    font-size: 0.9375rem;
    font-weight: 500;
    color: var(--neutral-800);
}

.ins-feature svg {
    color: var(--terra-500);
    flex-shrink: 0;
}

/* ===== CTA / CONTACT ===== */
.cta {
    padding: 100px 0;
    background: var(--sand-100);
}

.cta-grid {
    display: grid;
    grid-template-columns: 1fr 1.1fr;
    gap: 64px;
    align-items: start;
}

.cta-info .section-title {
    margin-bottom: 16px;
}

.cta-info > p {
    font-size: 1.0625rem;
    color: var(--neutral-600);
    line-height: 1.8;
    margin-bottom: 40px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 24px;
}

.contact-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.contact-item svg {
    color: var(--terra-500);
    flex-shrink: 0;
    margin-top: 2px;
}

.contact-item strong {
    display: block;
    font-size: 0.875rem;
    font-weight: 600;
    color: var(--neutral-900);
    margin-bottom: 4px;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

.contact-item span,
.contact-item a {
    font-size: 0.9375rem;
    color: var(--neutral-600);
    line-height: 1.6;
}

.contact-item a:hover {
    color: var(--terra-600);
    text-decoration: underline;
}

.cta-form-wrap {
    background: var(--white);
    border: 1px solid var(--sand-200);
    border-radius: var(--radius-xl);
    padding: 40px;
    box-shadow: var(--shadow-lg);
}

.form-title {
    font-family: var(--font-body);
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--neutral-900);
    margin-bottom: 28px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-group {
    margin-bottom: 16px;
}

.form-group label {
    display: block;
    font-size: 0.875rem;
    font-weight: 500;
    color: var(--neutral-700);
    margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 12px 14px;
    font-family: var(--font-body);
    font-size: 0.9375rem;
    color: var(--neutral-900);
    background: var(--sand-50);
    border: 1.5px solid var(--sand-300);
    border-radius: var(--radius-md);
    transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
    outline: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--terra-500);
    box-shadow: 0 0 0 3px rgba(184, 90, 56, 0.12);
    background: var(--white);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--neutral-400);
}

.form-group textarea {
    resize: vertical;
    min-height: 100px;
}

.form-disclaimer {
    font-size: 0.8125rem;
    color: var(--neutral-400);
    text-align: center;
    margin-top: 16px;
    line-height: 1.6;
}

.form-success {
    text-align: center;
    padding: 40px 20px;
}

.form-success .success-icon {
    color: var(--terra-500);
    margin: 0 auto 20px;
    width: 48px;
    height: 48px;
}

.form-success h3 {
    font-size: 1.5rem;
    margin-bottom: 12px;
    color: var(--neutral-900);
}

.form-success p {
    color: var(--neutral-600);
    margin-bottom: 24px;
    line-height: 1.7;
}

/* ===== FOOTER ===== */
.site-footer {
    background: var(--neutral-900);
    color: rgba(255,255,255,0.65);
    padding: 64px 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255,255,255,0.1);
}

.footer-logo {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 16px;
}

.footer-logo .logo-mark {
    width: 36px;
    height: 36px;
    font-size: 0.8125rem;
}

.footer-logo .logo-name {
    font-family: var(--font-display);
    font-size: 0.9375rem;
    font-weight: 600;
    color: var(--white);
}

.footer-desc {
    font-size: 0.875rem;
    line-height: 1.75;
    color: rgba(255,255,255,0.5);
}

.footer-info h4 {
    font-family: var(--font-body);
    font-size: 0.8125rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: rgba(255,255,255,0.4);
    margin-bottom: 16px;
}

.footer-info address {
    font-size: 0.9375rem;
    line-height: 1.7;
    color: rgba(255,255,255,0.7);
}

.footer-info p {
    font-size: 0.9375rem;
    line-height: 1.7;
    margin-bottom: 4px;
}

.footer-info a {
    color: rgba(255,255,255,0.7);
    transition: color var(--transition-fast);
}

.footer-info a:hover {
    color: var(--terra-400);
}

.footer-links li {
    margin-bottom: 8px;
}

.footer-links a {
    font-size: 0.9375rem;
    color: rgba(255,255,255,0.5);
    transition: color var(--transition-fast);
}

.footer-links a:hover {
    color: var(--terra-400);
}

.footer-bottom {
    padding: 24px 0;
    display: flex;
    flex-direction: column;
    gap: 8px;
}

.footer-bottom p {
    font-size: 0.8125rem;
    color: rgba(255,255,255,0.35);
    line-height: 1.6;
}

.footer-disclaimer {
    font-size: 0.75rem !important;
    color: rgba(255,255,255,0.25) !important;
}

/* ===== SCROLL REVEAL ===== */
.reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.revealed {
    opacity: 1;
    transform: none;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1024px) {
    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    
    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 36px;
    }
}

@media (max-width: 768px) {
    .nav-toggle {
        display: flex;
    }
    
    .main-nav {
        position: fixed;
        top: 72px;
        left: 0;
        right: 0;
        bottom: 0;
        background: rgba(253, 252, 250, 0.98);
        backdrop-filter: blur(12px);
        -webkit-backdrop-filter: blur(12px);
        padding: 24px;
        transform: translateX(100%);
        transition: transform var(--transition-slow);
        overflow-y: auto;
    }
    
    .main-nav.open {
        transform: translateX(0);
    }
    
    .nav-list {
        flex-direction: column;
        align-items: stretch;
        gap: 4px;
    }
    
    .nav-list a {
        padding: 14px 16px;
        font-size: 1.0625rem;
    }
    
    .nav-cta {
        margin-left: 0 !important;
        text-align: center;
        margin-top: 8px;
    }
    
    .hero-content {
        padding: 100px 24px 60px;
    }
    
    .hero-actions {
        flex-direction: column;
    }
    
    .hero-actions .btn {
        width: 100%;
        justify-content: center;
    }
    
    .hero-trust {
        flex-direction: column;
        gap: 16px;
    }
    
    .intro-grid,
    .approach-grid,
    .insurance-inner,
    .cta-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .intro-image {
        order: -1;
    }
    
    .services-grid {
        grid-template-columns: 1fr;
    }
    
    .insurance-features {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .cta-form-wrap {
        padding: 24px;
    }
    
    .footer-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }
    
    .footer-bottom {
        flex-direction: column;
    }
}

@media (max-width: 480px) {
    .container {
        padding: 0 16px;
    }
    
    .hero-content {
        padding: 90px 16px 48px;
    }
    
    .hero-headline {
        font-size: 1.75rem;
    }
    
    .intro,
    .services,
    .approach,
    .about,
    .insurance,
    .cta {
        padding: 64px 0;
    }
}

@media (prefers-reduced-motion: no-preference) {
    .reveal {
        opacity: 0;
        transform: translateY(24px);
    }
    
    .reveal.revealed {
        opacity: 1;
        transform: none;
    }
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        transition-duration: 0.01ms !important;
    }
    
    html {
        scroll-behavior: auto;
    }
    
    .reveal {
        opacity: 1;
        transform: none;
    }
}